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By Chad H on Tuesday , May 6th , 2014 in / No Comments
Previously called “Quarters of Coverage.” As you work and pay taxes, you earn credits that count toward your eligibility for future Social Security benefits. You can earn a maximum of four credits each year. Most people need 40 credits to qualify for benefits. Younger people need fewer credits to qualify for disability benefits.
As of 1/1/2012 the number or work credits needed in order to become eligible for disability are as follows:
Disabled At Age |
Credits Needed |
Years Of Work |
31 through 42 |
20 |
5 |
44 |
22 |
5 1/2 |
46 |
24 |
6 |
48 |
26 |
6 1/2 |
50 |
28 |
7 |
52 |
30 |
7 1/2 |
54 |
32 |
8 |
56 |
34 |
8 1/2 |
58 |
36 |
9 |
60 |
38 |
9 1/2 |
62 or older |
40 |
10 |
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