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Back pay is money owed to you from your date of entitlement to the date when you first start receiving your benefits. It is your retroactive pay.

In a Supplemental Security Income (SSI) claim, your date of entitlement can be only as far back as the first full month after the date you filed your claim. For instance, if you file your claim on February 19, 2009 and Social Security has determined that you were disabled from that date forward, you are entitled to back pay from March 1, 2009 to present and then continuing pay once a month going forward.

SSI back pay is paid in three installments. The first installment will be paid immediately, the second installment paid in 6 months and the third installment of any remaining back pay in 6 more months.
In a Social Security Disability Insurance (SSDI) claim, your date of entitlement would be five full months after the date Social Security deemed you disabled but no more than 12 months prior to your filing date, whichever one is later.
For instance, if you filed your claim February 19, 2009 and Social Security determined you became disabled January 15, 2007, your date of entitlement would be March 2008 (one full year prior to your filing date). Social Security would owe you back pay from March 2008 to present and then continuing once each month going forward.
In another example, if you filed your claim on February 19, 2009 and Social Security determined you became disabled January 15, 2008, your date of entitlement would be July 1, 2008 (five full months after the determined date of disability). Therefore, Social Security would owe you back pay from July 1, 2008 to present and then continuing each month going forward.
SSDI back pay is paid in one lump sum.


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