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Applying for Social Security Benefits in Louisville, Kentucky

If you’re unfamiliar with the application process for social security benefits in Louisville, Kentucky, you’re not alone.  That’s why this guide exists.  It provides valuable information that simplifies the application process making it easier for you to receive the financial relief and support that you need to survive without other sources of income.

What to Expect from the Application Process

Before you get started on your application, it’s important to know that the approval rate at the initial application step and the reconsideration step is below the national average in Kentucky.  Over 75% of applications from Kentucky are initially denied and 8% approved at the reconsideration step.  That’s why it’s so important to take your time when filling out the application and giving complete, detailed answers pertaining to your disability.

The Social Security Administration’s job is to determine financial and medical eligibility.  The Disability Determination Services (DDS) decide whether or not the medical condition you’re experiencing is severe enough to qualify you for benefits.  DDS takes into account the line of work you once did and the type of work suited for you now with your disability.  They pay close attention to the conditions listed in your application to ensure that you’ve met requirements.

Receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in the city of Lexington requires that you attend a disability hearing in front of an administrative law judge.

The wait times for a hearing are better than the national average of 348.  You’ll likely be asked to wait 316 days before having your case heard so it pays to be diligent about your application by getting it filled out and turned in as early as possible.

The Amount of Your Benefits When Approved

If approved, your benefits reflect your unique situation.  For example, if you’re a disabled worker in Kentucky, you’ll receive close to $805 a month.  On the other hand, if you’re married with one or two children, you’ll receive closer to $1,200 a month because your expenses are higher.

Getting the Financial Support You Need         

Applying for social security benefits in Louisville doesn’t need to be difficult.  Now that you know more about Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), you’ll be well informed when it comes time to fill out an application and qualify for benefits.  You’ll know how much you’ll receive each month and what to do if your circumstances change.